Why is iWallet Better?

iWallet is a payment processing option. We offer free payment processing up to $10 Million a year. After that, a simple 0.30% transaction fee. We don’t like to hide costs or make your business any harder! We believe in small business!

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Why should I, a consumer, use it?

Don’t you wish you didn’t have to worry about credit cards and large wallets? With this system, you don’t! All you need is your phone with you, and iWallet takes care of the rest. No longer will you have to worry if you brought along the right card or about exact change.

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Why is iWallet Better?

iWallet is a payment processing option. We offer free payment processing up to $10 Million a year. After that, a simple 0.30% transaction fee. We don’t like to hide costs or make your business any harder! We believe in small business!

Sign Up For Business

Why should I, a consumer, use it?

Don’t you wish you didn’t have to worry about credit cards and large wallets? With this system, you don’t! All you need is your phone with you, and iWallet takes care of the rest. No longer will you have to worry if you brought along the right card or about exact change.

Sign Up For Personal

BUSINESS

Free payment processing up to
$10 Million a year. After that, a simple 0.30% transaction fee.

PERSONAL

Free. Simple. Secure
Convenient mobile payment that simplifies life

BUSINESS

Free payment processing up to
$10 Million a year. After that, a simple 0.30% transaction fee.

PERSONAL

Free. Simple. Secure
Convenient mobile payment that simplifies life

Why is iWallet Better?

iWallet knows how hard it is to survive as a small business. Companies with thin margins can understand this even further. We know what it’s like to have little to no negotiating power when dealing with billing options. In fact, that's why iWallet.com came about!

iWallet is a payment processing option. We offer free payment processing up to $10 Million a year. After that, a simple 0.30% transaction fee. We don’t like to hide costs or make your business any harder!

We believe in small business!

Why should I, a consumer, use it?

Don’t you wish you didn’t have to worry about credit cards and large wallets? With this system, you don’t! All you need is your phone with you, and iWallet takes care of the rest. No longer will you have to worry if you brought along the right card or about exact change.

Do you need another reason? iWallet is more secure than cash in many ways. If you drop bills, they’re gone. If you lose your phone, authorization is required before someone can spend anything.

It’s also safer than using a card. When you leave a card somewhere, it can be used online and in many stores without an ID check. Our app requires authentication, and if your phone has a password, you’re more than double protected!

  • What about my rewards?

    You might be thinking that your rewards aren’t something you’d like to give up.? Let’s say you have a card that gives you 2% cash back anytime you use it.

    Did you know you’re paying for that 2% yourself!? Each time you check out with credit, the shop has to pay a transaction fee. Many times, that transaction fee is passed onto you either visually or through slightly higher product prices. By using iWallet, you will no longer have to spend money to get money! You can buy what you need quickly and securely!

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How Does iWallet Work?

Our processing based on the ACH system over Visa/MC/Amex systems. This difference means it’s easier to pay and you’re less likely to have missed payments from your customers. Also, it doesn't require any hardware!

Customers will pay via their phones through the scanning of a QR code you, the merchant, can print on a piece of paper or even show it on a screen! Why is this good for the consumer? Though your phone might not have an NFC build in, it has a camera! With iWallet, that’s all you need!

  • Account Verification

    Our system uses Plaid for account verification. This helps to ensure that you and your clients are well protected and who you claim to be. It’s used by personal finance apps, like Venmo, Robinhood and Acorns. Through this system, iWallet never sees your bank credentials. iWallet simply gets bank transaction logs from Plaid. On the other side of things, we make use of Dwolla for the actual payments. This helps keep down costs and ensure that you are getting your money as you want.

    We believe in payment make simple and cost effective!

What are You Waiting On?

iWallet is the future of payment processing. It’s fast, easy, secure and straightforward.
With zero fees unless you have over $10 million in payments a year, your savings in both time and money are unlimited.

Look further if you’d like to know or check it out and get started today!

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iWallet partnered with Dwolla to facilitate payments. Dwolla is an agent of Veridian Credit Union and all funds associated with your account in our network are held in one or more pooled accounts at Veridian. These funds may not be eligible for share insurance by the National Credit Union Share Insurance Fund. Dwolla is the operator of a software platform that communicates user instructions for funds transfers to Veridian Credit Union.

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